The long-term effects of a car accident could leave you with expensive medical bills, a decreased income, and pain and suffering. The party responsible for your accident should be held accountable for the loss.
A New York City auto accident attorney can help you get full compensation for your losses. An attorney for car accidents will protect you from unjustified insurance denials.
Distracted driving
Every driver has a responsibility to operate their vehicle in a safe manner and remain focused on the road. Distracted driving is dangerous for other road users. It’s a major cause of collisions. If you’ve been injured by a driver who was distracted, you could be entitled to compensation.
Although many people think of texting and talking on the phone when they hear the term distracted driving it’s actually any activity that puts your hands off the wheel, eyes off the road, or thoughts off the task at the moment. This includes eating, reaching in the car to get items or passengers, and adjusting the controls on the dashboard like the radio or temperature. It can also be personal grooming, such as shaving or applying make-up.
According to research conducted by the National Highway Traffic Safety Administration and the Virginia Tech Transportation Institute, around 80 percent of all crashes and 65 percent of close-collisions are caused by driver distraction. Even looking away from the road for five seconds at 55 mph can double your risk of a crash.
A seasoned auto accident lawyer can assist you if you’ve been injured in an accident caused by the driver who was distracted. They can look into your case and make most convincing arguments in favor of full compensation. This includes covering all your present and future expenses.
Car crashes
Car accidents can come in a variety forms that range from simple fender benders and even devastating head-on collisions. The type of collision determines who could be responsible, as well as the nature and extent of the injuries suffered by victims as well as the extent of their financial losses.
According to the National Highway Traffic Safety Administration’s (NHTSA) statistics, driver error is a primary reason behind motor vehicle crashes. Even the tiniest of distractions such as flipping through radio stations, putting on makeup or looking at a map could result in an injury or accident. Other common causes of car accidents are reckless driving, speeding drunk driving, bad road conditions and weather, and older or inexperienced drivers.
A competent New York City car accident lawyer will examine your case and determine all parties responsible for your injuries and financial losses. They can also discuss with the insurance company to reach an acceptable settlement for your claim.
A skilled attorney for auto accidents can help you receive the compensation you deserve, such as future and past medical expenses as well as lost wages, mental and physical anxiety, and other damages. They can also make sure that your accident claim includes coverage for sub-insured or uninsured drivers, if needed. This is particularly important if the person at fault is not insured or has insurance, or only has the minimum amount required by New York law.
Motorists who are uninsured or underinsured
Certain drivers do not have insurance and others only have a small amount of coverage. If an uninsured or uninsured driver is responsible for causing an accident, it could be a challenge to get compensation for the losses. In these circumstances you must have a skilled legal advocate on hand to assist you in meeting your goals, as well as the goals of the insurance company.
When the other driver’s liability limits aren’t high enough to pay for your losses, you may be able to file a claim under your own insurance policy’s underinsured/uninsured motorist coverage. This type of insurance is usually part of an insurance policy that covers all of your needs, and can provide important insurance in the event of a major accident.
The process of filing a UIM/UM is similar to the standard claim for auto accidents. It generally involves submitting copies of your medical bills and repairs to your vehicle. The insurance company will examine these documents as well as other ones to determine whether your losses are covered under the other driver’s policy.
It’s important to consult a New York City auto accident lawyer as soon after the accident as soon as is possible and file a UIM/UM right away particularly if the other driver claims they don’t have insurance or do not have adequate coverage. This allows your lawyer to work with the other driver’s insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property Damage
If your car was damaged in a collision and you are seeking compensation for the damage through the insurance company of the responsible party. company. Our attorneys can assist you in filing a claim to recuperate economic and non-economic losses, such as medical bills and lost wages. You could be entitled to compensation for your discomfort and pain.
We will keep track of every physical evidence you have in your case. This includes taking pictures of the accident scene, your property and any damage, including scratches and broken glass. We will also gather any police reports or accidents and any information about witnesses.
The law of New York State is based on the principle of comparative negligence. This means that if you’re found partially responsible for an accident, you’ll be reduced in damages by the proportion of blame you receive. The defendant could also be found completely responsible for the accident and thus not entitled to any form of compensation.
It is not advisable to give any written or oral statements to representatives of insurance companies of the parties who are at fault since they could be used later in court against you. It is also crucial to see a doctor immediately after the accident, since certain injuries can take a while to show up and can be used against you if you try to obtain compensation for your injuries later.